22nd May 2021 Current Affairs

 


GK Update of twenty second May 2021 overlaying the next information headlines: DIPCOVAN, IDBI Bank, HIT Covid App, International Day for Biological Diversity, Hero Vired, FIH Athletes’ Committee.

National News

1. DRDO develops Covid-19 antibody detection package ‘DIPCOVAN’

  • India’s Defence Research and Development Organisation (DRDO) has developed a Covid-19 antibody detection package.
  • The DIPCOVAN package can detect each spikes in addition to nucleocapsid proteins of Coronavirus with a excessive sensitivity of 97%. It has been authorized by the Indian Council of Medical Research and has been developed by the Defence Institute of Physiology and Allied Sciences lab of DRDO in affiliation with Delhi’s Vanguard Diagnostics Pvt Ltd.
  • DIPCOVAN is meant for the qualitative detection of IgG antibodies in human serum or plasma, concentrating on SARS-CoV-2 associated antigens.
  • It provides a considerably quicker turnaround time of simply 75 minutes to conduct the take a look at with none cross-reactivity with different illnesses. The package has a shelf lifetime of 18 months.

Important takeaways for all aggressive exams:

  • Chairman DRDO: Dr G Satheesh Reddy.
  • DRDO Headquarters: New Delhi.
  • DRDO Established: 1958.

State News

2. Bihar govt launches ‘HIT Covid App’ to make sure common monitoring

  • Bihar authorities has launched ‘HIT Covid App’ to make sure common monitoring and monitoring of these Covid-19 sufferers, who’re in dwelling isolation throughout the state. HIT stands for dwelling isolation tracks.
  • Chief Minister Nitish Kumar stated the app will assist the well being staff in common monitoring of home-isolated sufferers.
  • Health staff will go to the sufferers at dwelling day by day and feed knowledge within the app after measuring their temperature and oxygen stage.
  • These knowledge will probably be monitored on the district stage. If the oxygen stage is beneath 94, the affected person will probably be shifted to the close by devoted Covid well being centres for correct therapy.

Important takeaways for all aggressive exams:

  • Chief Minister of Bihar: Nitish Kumar; Governor: Phagu Chauhan.

3. Donations associated to Covid-19: Haryana, Gujarat reimburse GST

  • Haryana and Gujarat have turn out to be the primary few states to announce reimbursement of Goods and Services Tax (GST) parts paid for Covid-19 associated medical provides.
  • These medical provides embrace oxygen concentrators, ventilators, medicines which might be donated freed from value to the state governments. Waiver from Haryana is until June 30, whereas that of Gujarat is legitimate until July 31.
  • Gujarat has introduced reimbursement of IGST levied as a part of customs on import of Covid associated provides.
  • Haryana has gone a step additional by saying reimbursement of even the Centre’s GST element by deciding to pay again all state, central or IGST parts on Covid associated provides to the state authorities.
  • The Centre had earlier waived IGST until June 30 on the import of Covid-related reduction materials donated or obtained from exterior India totally free distribution.

Important takeaways for all aggressive exams:

  • Haryana Capital: Chandigarh.
  • Haryana Governor: Satyadev Narayan Arya.
  • Haryana Chief Minister: Manohar Lal Khattar.
  • Gujarat Chief Minister: Vijay Rupani.
  • Gujarat Governor: Acharya Devvrat.

Banking News

4. IDBI Bank launches digital mortgage processing system

  • IDBI Bank introduced the launch of its absolutely digitized mortgage processing system, providing over 50 merchandise to MSME and the agriculture sector.
  • The Loan Processing System (LPS) for MSME and Agri merchandise seamlessly combine with knowledge fintech, bureau validations, doc storage, account administration and buyer notifications amongst others.
  • These options of the absolutely digitised and automatic mortgage processing system are additional geared toward offering a superior tech-enabled banking expertise to the financial institution’s MSME & Agri clients.
  • The platform is designed to include knock-off standards & credit score coverage parameters for superior underwriting requirements.

Important takeaways for all aggressive exams:

  • IDBI Bank CEO: Rakesh Sharma.
  • IDBI Bank Headquarters: Mumbai, Maharashtra.

5. RBI to switch Rs. 99,122 crore surplus to Central Government for FY21

  • The Reserve Bank of India will switch Rs 99,122 crore surplus to the Central Government for the accounting interval of 9 months ended March 31, 2021 (July 2020-March 2021). The Contingency Risk Buffer will stay at 5.50%.
  • This yr RBI has modified its Accounting yr from July-June to April-March to coincide with the accounting yr of Government.
  • As a end result, the accounting yr 2020-21 of RBI has solely 9 months. It have to be famous that yearly, RBI transfers its complete surplus which it has earned as revenue to Central Government.

6. RBI will increase the restrict for Full-KYC PPIs to Rs 2 lakh from Rs 1 lakh

  • The Reserve Bank of India has elevated the utmost quantity excellent in respect of full-KYC PPIs (KYC-compliant PPIs) from Rs. 1 lakh to Rs. 2 lakh.
  • Apart from this, The Reserve Bank of India (RBI) has mandated that every one pay as you go fee devices (PPIs) or cell wallets comparable to Paytm, PhonePe and Mobikwik are absolutely KYC-compliant be made interoperable by March 31, 2022. 

RBI has additionally permitted money withdrawal from Full-KYC PPIs of Non-Bank PPI Issuers. The situation on such money withdrawal shall be:

  • Maximum restrict of Rs. 2,000 per transaction with an general restrict of Rs. 10,000 monthly per PPI.
  • All money withdrawal transactions carried out utilizing a card/pockets shall be authenticated by an Additional Factor of Authentication (AFA) / PIN;
  • RBI has elevated the restrict of money withdrawal from Points of Sale (PoS) terminals utilizing debit playing cards and open system pay as you go playing cards (issued by banks) to Rs 2000 per transaction inside an general month-to-month restrict of Rs. 10,000 throughout all places (Tier 1 to six centres). Earlier this restrict was Rs 1000 for Tier 1 and a pair of cities whereas Rs 2000 for Tier 3 to six cities.

Economy News

7. ITR submitting deadline for FY21 prolonged by two months to September 30

  • The Central Board of Direct Taxes (CBDT) has prolonged the due date for submitting earnings tax returns for evaluation yr (AY) 2021-22, for people, by two months, to September 30, 2021. Earlier the deadline was July 31, 2021.
  • The determination to increase timelines for compliances underneath the Income-tax Act 1961 has been taken to supply reduction to taxpayers because of the Covid pandemic.
  • The authorities has additionally prolonged the due date of Income Tax Returns submitting for corporations for Assessment Year 2021-2022 from October 31 to November 30, 2021.

Appointment News

8. Sreejesh appointed FIH Athletes’ Committee member

  • Star India hockey group goalkeeper PR Sreejesh was re-appointed as a member of the International Hockey Federation (FIH) Athletes’ Committee throughout the digital assembly of the world physique’s Executive Board.
  • He has been a member of the panel since 2017. The skilled Sreejesh, who has led the Indian group up to now, was one of many 4 new members appointed by the EB which met two days earlier than the forty seventh FIH Congress, which may even be held on-line.
  • The EB confirmed the appointment of 4 new members for the Athletes’ Committee. Sreejesh Parattu (IND), Marlena Rybacha (POL), Mohamed Mea (RSA) and Matt Swann (AUS) are actually becoming a member of the Committee. Steve Horgan (USA), the brand new chair of the FIH Rules Committee, succeeding David Collier.

Important takeaways for all aggressive exams:

  • FIH Headquarters: Lausanne, Switzerland;
  • FIH Founded: 7 January 1924, Paris, France;
  • FIH CEO: Thierry Weil.

Agreements News

9. SBI and HyperVerge Partner for AI-powered Online Account Opening

  • HyperVerge introduced its partnership with SBI, with one in all its flagship merchandise, the Video Banking answer, which goals to realize a 10x enchancment within the variety of account openings per day per agent.
  • The new service will provide a fast and utterly paperless expertise to clients with minimal ID paperwork. Assisted by AI engines with an accuracy of 99.5%, HyperVerge’s Video Banking answer permits SBI to supply handy digital banking providers to thousands and thousands of Indians.
  • Last yr, the Reserve Bank of India (equal to the Federal Reserve) allowed banks to undertake the Video Customer Identification Process (V-CIP). This measure has confirmed to be prophetic given the rising Covid-19 circumstances.

Important takeaways for all aggressive exams:

  • SBI Chairperson: Dinesh Kumar Khara.
  • SBI Headquarters: Mumbai.
  • SBI Founded: 1 July 1955.

Science and Technology News

10. Microsoft to retire iconic Internet Explorer on 15 June 2022

  • Tech-giant Microsoft has determined to retire its iconic Internet Explorer (IE) browser, with impact from 15 June 2022, after greater than 25 years of its launch. The Internet Explorer (IE) browser was launched in 1995.
  • Microsoft recommends its customers shift to Microsoft Edge (2015) earlier than June 15, 2022, for a quicker, safer and extra trendy shopping expertise.
  • Internet Explorer was as soon as essentially the most broadly used net browser, with 95 per cent utilization share by 2003.
  • However, its utilization share declined for the reason that launch of Firefox (2004) and Google Chrome (2008), in addition to the rising recognition of cell working programs comparable to Android and iOS that don’t help Internet Explorer.
  • Internet Explorer 11 (IE11) is the eleventh and remaining model of the Internet Explorer net browser formally launched on October 17, 2013.

Important takeaways for all aggressive exams:

  • Microsoft CEO: Satya Nadella;
  • Microsoft Headquarters: Redmond, Washington, United States.

Sports News

11. Barcelona Women beat Chelsea Women to win Women’s Champions League trophy

  • Barcelona Women beat Chelsea Women to win the Women’s Champions League trophy. Chelsea conceded 4 targets within the first 36 minutes as Barcelona blew them away to win their first Women’s Champions League in Gothenburg.
  • Barcelona is the first Spanish aspect to win the Women’s Champions League. Barcelona turns into the primary membership to win each the boys’s and girls’s Champions League, and this was the most important ever profitable margin in a girls’s remaining.

Important Days

12. International Day for Biological Diversity: 22 May

  • The United Nations celebrates International Day for Biological Diversity on 22 May yearly to boost consciousness concerning the problem of a big discount in organic range attributable to sure human actions.
  • Biological Diversity contains all kinds of crops, animals and microorganisms together with genetic variations inside every species, for instance, between sorts of crops and breeds of livestock.
  • This yr 2021 the theme is “We’re part of the solution”. The slogan was chosen to be a continuation of the momentum generated final yr underneath the over-arching theme, “Our solutions are in nature”, which served as a reminder that biodiversity stays the reply to a number of sustainable growth challenges.

Important takeaways for all aggressive exams:

  • United Nations Headquarters in New York, USA.
  • Mr Antonio Guterres is the Secretary-General of the United Nations.

Obituaries News

13. Environmentalist Sunderlal Bahuguna passes away

  • Well-known environmentalist and Gandhian, Sunderlal Bahuguna has handed away. He was 94. A pioneer in environmental safety, Mr Bahuguna led the cost towards the development of massive dams within the Himalayas within the Nineteen Eighties. He was fervently against the development of the Tehri dam.
  • Bahuguna, who lived for many years in his Silyara ashram in Tehri Garhwal, impressed many younger individuals in his ardour for the surroundings. His ashram was open to younger individuals, with whom he communicated with ease.
  • Bahuguna, together with native girls, based the Chipko motion within the Seventies to forestall the felling of timber within the ecologically delicate zones. The motion’s success led to the enactment of a regulation to ban the felling of timber in ecologically delicate forest lands. He additionally coined the Chipko slogan: ‘ecology is the everlasting economic system.

Miscellaneous News

14. Hero Group launches ed-tech platform ‘Hero Vired’

  • The Munjal family-led Hero Group has launched a brand new schooling know-how startup ‘ Hero Vired’, which is able to provide an end-to-end studying ecosystem.
  • Through this new edtech enterprise, Hero Group goals to enter the ed-tech house. The platform will provide learners general skilled growth to make them industry-ready for employment.
  • Hero Vired has partnered with high international universities, comparable to Massachusetts Institute of Technology (MIT) and Singularity University, to supply full-time and part-time packages in finance and monetary applied sciences; sport design; built-in packages in knowledge science, machine studying (ML) and synthetic intelligence (AI); entrepreneurial pondering and innovation; and full-stack growth.

Important takeaways for all aggressive exams:

  • CMD of Hero Group: Pankaj M Munjal;
  • Hero Group HQ: New Delhi.

Tag : #Read #Daily #Current #Affairs #Bank #Exam

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